Growth and recovery funding for traders and distributors
Agriculture & processing
Seasonal and growth funding for producers
Mining contractors & yellow metal
Equipment and contract funding for contractors — not mining ventures
What we look for
The four pillars
Every deal we consider must meet all four. No exceptions.
01
Skilled operator
Management that understands their business with a track record of getting it right.
02
Manageable debt
The business can comfortably service its debt in the normal course of business and knows which levers to pull when tides change.
03
Predictable cash flow
Cash inflow that is recurring and spread over multiple counters.
04
Margin of safety
Enough buffer that a bad quarter doesn’t become a default.
Is Debtquity right for your business?
Four ways we can help
Route – A
Established companies seeking calibrated debt funding
Buying or acquiring a business
Refinancing existing debt into a more flexible repayment structure
Working capital linked to a clear growth or contract opportunity
Growth or expansion capital
Equipment finance
Ownership, shareholder or succession-related funding structures
Route – B
Special or distressed situations
Quick capital injections where short-term funding is required
Distressed or underperforming businesses with recovery potential
Asset-backed or transaction-backed turnaround opportunities
Refinancing pressure where the underlying business remains viable
Complex shareholder, succession or restructuring funding needs
Credit situations requiring active structuring, monitoring and disciplined execution
Route – C
Asset finance for established businesses
Yellow metal, plant and earth-moving equipment for contractors
Trucks, trailers and fleet expansion
Machinery and production equipment
Repayment terms of up to five years, matched to the asset's earning life
Typically N$10 million and above
Mining contractors — not mining ventures
Not sure which route?
Assisted guidance
Tell us what you need to achieve and what led to the situation. We'll work through the root cause with you and point you to the right route — or tell you honestly if we're not the right fit.
Debtquity helped us secure a finance facility better suited to the early, challenging stage of Oryx Fibre Infrastructure and the way our cash flow was developing. The support was commercially sensible, well timed and tailored to our circumstances.
Cobus Visagie
Oryx Fibre Infrastructure
Quick fundability check
Is Debtquity a fit for you?
Four quick questions based on our four pillars. Nothing is stored or sent.
Has your business been trading with a proven track record?
Can you provide management accounts and annual financial statements?
Is your cash inflow recurring and spread across several customers?
Is your funding need around N$10 million or more (or tied to an approved invoice, order or contract)?
“Capital does not create success; it multiplies discipline.”