Transport & fleet operators
Vehicle acquisition, fleet replacement and funding aligned with contract revenue.
Asset Finance · Namibia
Fund the assets that move your business forward.
Debtquity helps established businesses structure and execute funding for productive vehicles, fleets, machinery and equipment.
We start with the commercial problem, build the funding case and place qualifying transactions with appropriate funding partners.
N$10 million and aboveInitial funding requirement focus
Established businessesProductive assets. Clear repayment logic.
Lender-agnostic structuringThe appropriate route for your transaction
Start with the business problem
What must the asset make possible?
A new contract, a replacement fleet, more production capacity or a better debt structure. The funding must work for the business — not the other way around.
I need to acquire or replace a fleet for a contract.
I won a contract but need the equipment to execute it.
I need yellow equipment or machinery without unnecessary pressure on working capital.
I need to refinance or restructure existing productive assets.
I sell equipment and need a reliable finance pathway for qualifying customers.
Who we work with
Built around the productive-asset economy
Mining services & civil contractors
Equipment and plant to execute mining, construction and infrastructure contracts.
Machinery & equipment buyers
Yellow equipment and productive machinery that earns revenue and supports repayment.
Equipment & fleet sellers
A repeatable finance pathway for qualifying truck, plant and equipment customers.
Assets of value
Assets that can service their own funding
We focus on productive, identifiable assets with serial numbers, generating positive revenue and capable of servicing their own funding obligations.
For substantial fleet operators, funding is a strategy, not a once-off purchase. We can manage the funding solution on your behalf, aligning facilities, replacement cycles and acquisitions with growth plans and ongoing capex requirements.
Funding & fulfilment
A deliberate path from requirement to payout
Funding may sit directly on a financier’s balance sheet, or be originated and ceded to the financier. The appropriate structure depends on the transaction and agreed funding route.
- 01
Tell us what you need to achieve
The asset, amount, timing, purpose and source of repayment. Start with the commercial requirement, not a product name.
- 02
Problem / solution session
We understand the business case, existing debt, affordability and what the asset must produce.
- 03
Choose the route
Request a specific funding route where available, or discuss mandating Alora through Debtquity to approach the wider market.
- 04
Pre-screen and indicative terms
We assess fundability and discuss indicative terms before significant execution work is incurred.
- 05
Package and approve
Alora builds the full credit case and manages the appropriate financier’s assessment and approval process.
- 06
Contract and fulfil
Approved transactions move through legal documentation, KYC/FIA and fulfilment checks before payout.
Indicative terms are not an approval or commitment to fund. All transactions remain subject to assessment, financier approval and fulfilment requirements.
A funding relationship, not just a transaction
Choose the conversation you need
A specific asset requirement
Acquisition, replacement or restructuring — tell us the commercial problem and what the asset needs to deliver.
An ongoing fleet strategy
Align funding facilities and replacement cycles with the next contract and your longer-term capex plans.
A finance pathway for your customers
Introduce repeat, qualifying transaction flow with a funding partner who understands your equipment and customers.
Tell us what you need to achieve
Let’s understand your asset requirement
Our initial focus is established businesses with funding requirements of N$10 million and above. Share the business case and we’ll assess the appropriate next steps.